Choicepoint, Axciom Highly Accurate
100% of the eleven participants in the study discovered errors in background check reports provided by ChoicePoint. The majority of participants found errors in even the most basic biographical information: name, social security number, address and phone number (in 67% of Acxiom reports, 73% of ChoicePoint reports). Moreover, over 40% of participants did not receive their reports from Acxiom — and the ones who did had to wait an average of three months from the time they requested their information until they received it.
So says a new study from Privacy Activism. Read the news release, or the study. (There’s also a 162k PDF file.)
On thinking about this for another minute, I need to add that ironically, inaccuracies in the data are more likely to harm the honest than the fraudsters-by-impersonation. The id theives, will just hope that the wrong data is seen as right, or right enough for granting credit, or just move onto the next person.